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Real Estate & Construction

Bridge Loans

Short-term capital that lets you close on your timeline, then refinance into permanent financing once the deal or property stabilizes.

Overview

Speed now, permanent financing later

A bridge loan exists to solve one problem: you need to move faster than conventional financing can accommodate. Maybe a purchase contract has a tight closing deadline, a property needs to stabilize before it qualifies for a bank loan, or a maturing note needs to be paid off before a permanent refinance is in place.

Bridge lenders weight collateral and exit strategy more heavily than a perfect credit file — what matters most is a credible plan to refinance or sell within the term. We help structure that exit before the loan even closes, so there's no scramble when the bridge comes due.

Ideal for

  • Time-sensitive acquisitions with a tight closing window
  • Value-add properties that need stabilization before permanent debt
  • Paying off a maturing note before refinancing is finalized
  • Gap financing ahead of a construction or permanent loan closing
  • Situations where speed matters more than the lowest possible rate

At a Glance

Typical deal parameters

General ranges — actual leverage and pricing depend on the asset and exit strategy.

Loan Amount
$250K – $15M
Term
6–36 months
Leverage
Up to 65–75% LTV
Typical Timeline
7–21 days to close

A clear, credible exit strategy — refinance, sale, or stabilization — is the single biggest factor in getting a bridge loan approved.

Why LendHaven

We plan the exit before we close the bridge

Private and institutional bridge lenders move fast when the deal is packaged right. We know which lenders in our network fund which asset types, and we structure your exit strategy up front so refinancing isn't a scramble later.

Working against a closing deadline?

Tell us the timeline — bridge deals move fast, and so do we.